[{"data":1,"prerenderedAt":-1},["ShallowReactive",2],{"tools-page-stripe-fee-calculator":3},{"page":4,"related":167,"variants":191},{"path":5,"name":6,"title":7,"description":8,"checkedAt":9,"sources":10,"faq":29,"related":48,"nuxter":53,"body":56,"tool":165,"preset":166},"\u002Ftools\u002Fstripe-fee-calculator","Stripe fee calculator","Stripe Fee Calculator with Billing, Tax and Reverse Mode","Stripe fee calculator for US accounts. Find what you keep from a charge, or what to charge to keep an exact amount, with Billing, Tax or Managed Payments.","2026-10-06",[11,14,17,20,23,26],{"label":12,"url":13},"Stripe, Pricing","https:\u002F\u002Fstripe.com\u002Fpricing",{"label":15,"url":16},"Stripe, Managed Payments pricing","https:\u002F\u002Fstripe.com\u002Fmanaged-payments",{"label":18,"url":19},"Stripe docs, Refunds","https:\u002F\u002Fdocs.stripe.com\u002Frefunds",{"label":21,"url":22},"Stripe docs, Supported currencies and minimum charges","https:\u002F\u002Fdocs.stripe.com\u002Fcurrencies",{"label":24,"url":25},"Stripe docs, Update your Checkout integration for Managed Payments","https:\u002F\u002Fdocs.stripe.com\u002Fpayments\u002Fmanaged-payments\u002Fupdate-checkout",{"label":27,"url":28},"Stripe docs, Adaptive Pricing","https:\u002F\u002Fdocs.stripe.com\u002Fpayments\u002Fcurrencies\u002Flocalize-prices\u002Fadaptive-pricing",[30,33,36,39,42,45],{"question":31,"answer":32},"How much does Stripe charge per transaction in the US?","A percentage of each successful card payment plus a fixed fee. A card issued outside the US adds a surcharge to the percentage, and so do currency conversion and a card number typed in by hand. The rates table on this page lists each one with the page it was read from.",{"question":34,"answer":35},"How do I work out what to charge to receive an exact amount after Stripe fees?","Add the fixed fee to the amount you want to keep, then divide by one minus the percentage. Adding the percentage to your price falls short, because Stripe takes its share of the larger amount. Switch the calculator to What to charge and it finds the charge to the cent.",{"question":37,"answer":38},"Does Stripe give back its fee when I refund a payment?","No. Stripe does not return the processing fees from the original payment, so a full refund costs you the fee on top of the money you send back. Enter your refunds in the monthly view to see what they add up to.",{"question":40,"answer":41},"What does Stripe Billing cost on top of card fees?","Paying as you go, Billing takes a share of your Billing volume on top of the card fee, with no monthly charge. For higher volumes Stripe sells a monthly plan on a one-year contract instead. Both are in the rates table.",{"question":43,"answer":44},"Should I use Stripe Tax or Stripe Managed Payments?","Stripe Tax calculates and collects tax where you are registered, and registering and filing stay with you unless you buy Tax Complete. Managed Payments makes Stripe the merchant of record, so Stripe handles the tax and charges more per payment. Stripe has you remove automatic tax from a Managed Payments checkout, so you use one or the other.",{"question":46,"answer":47},"How much is a Stripe dispute fee?","Stripe charges a fee for each dispute you receive, and a second one when you counter it yourself, which you get back if you win. The rates table lists both, and the monthly view adds the first for the disputes you expect.",[49,50,51,52],"merchant-of-record-comparison","webhook-signature-verifier","test-card-numbers","stripe-managed-payments-fees",{"body":54,"to":55},"Nuxter's Stripe adapter runs with or without Managed Payments, and it refuses Managed Payments together with Stripe Tax, the rule this calculator follows. Adapters for Polar, Lemon Squeezy and Creem ship beside it.","\u002Ffeatures",{"type":57,"value":58,"toc":156},"minimark",[59,64,68,71,75,103,109,113,136,140,143,147],[60,61,63],"h2",{"id":62},"how-stripes-us-pricing-adds-up","How Stripe's US pricing adds up",[65,66,67],"p",{},"Each successful card payment pays a percentage of the amount and a fixed fee. Surcharges stack on the percentage: one for a card issued outside the US, one when Stripe has to convert the currency, and one for a card number typed in by hand. Billing, Stripe Tax and Managed Payments each add their own percentage or flat amount on top.",[65,69,70],{},"Stripe does not publish how it rounds, so the calculator adds every rate first and rounds the fee to the cent once per payment, half up.",[60,72,74],{"id":73},"charging-so-you-keep-an-exact-amount","Charging so you keep an exact amount",[65,76,77,78,82,83,86,87,90,91,93,94,96,97,99,100,102],{},"To keep an amount ",[79,80,81],"em",{},"K"," after a fee of rate ",[79,84,85],{},"r"," plus a fixed fee ",[79,88,89],{},"f",", charge (",[79,92,81],{}," + ",[79,95,89],{},") \u002F (1 − ",[79,98,85],{},"). Adding the percentage to ",[79,101,81],{}," falls short, because Stripe takes its percentage of the whole charge, including the part you added to cover it.",[65,104,105,106,108],{},"The reverse mode starts from that formula and then tries the cents around it, so the charge it shows is the smallest one that leaves you at least ",[79,107,81],{}," after the rounding above.",[60,110,112],{"id":111},"billing-tax-and-managed-payments","Billing, Tax and Managed Payments",[114,115,116,124,130],"ul",{},[117,118,119,123],"li",{},[120,121,122],"strong",{},"Billing"," prices subscriptions as a share of Billing volume, which leaves out one-off invoices, or as a monthly plan on a contract.",[117,125,126,129],{},[120,127,128],{},"Stripe Tax Basic"," calculates and collects tax where you are registered. The no-code version, through Checkout, Billing, Invoicing or Payment Links, takes a percentage; the API version charges per payment. Registering and filing stay with you, unless you move up to Tax Complete.",[117,131,132,135],{},[120,133,134],{},"Managed Payments"," makes Stripe the merchant of record. It collects and remits sales tax, VAT and GST, deals with disputes and answers buyers. Stripe tells you to drop automatic tax from a Managed Payments checkout, so it replaces Stripe Tax rather than adding to it. Billing is priced separately, so a Managed Payments subscription pays both.",[60,137,139],{"id":138},"refunds-and-disputes","Refunds and disputes",[65,141,142],{},"A refund sends the whole charge back to the buyer, and Stripe keeps the processing fee from the original payment. A dispute costs a fee when it arrives, and countering it yourself costs a second fee that comes back if you win. Put the refunds and disputes you expect into the monthly view to see them against your volume.",[60,144,146],{"id":145},"when-a-merchant-of-record-costs-less","When a merchant of record costs less",[65,148,149,150,155],{},"Stripe's base rate is lower than any merchant of record's, but the tax work is then yours: registering where you owe tax, filing returns on each schedule and paying over what you collected. A merchant of record folds that work into a higher rate. Run your price through the ",[151,152,154],"a",{"href":153},"\u002Ftools\u002Fmerchant-of-record-comparison","merchant of record comparison"," to see both sides for your volume.",{"title":157,"searchDepth":158,"depth":158,"links":159},"",2,[160,161,162,163,164],{"id":62,"depth":158,"text":63},{"id":73,"depth":158,"text":74},{"id":111,"depth":158,"text":112},{"id":138,"depth":158,"text":139},{"id":145,"depth":158,"text":146},"stripe-fee-calculator",null,[168,173,179,185],{"path":153,"tool":49,"name":169,"title":170,"description":171,"summary":172,"checkedAt":9},"Merchant of record comparison","Merchant of Record Comparison for SaaS Payment Fees","Merchant of record comparison for SaaS. Stripe, Stripe Managed Payments, Paddle, Polar, Lemon Squeezy and Creem fees for your price, volume and tax.","Stripe, Managed Payments, Paddle, Polar, Lemon Squeezy and Creem side by side for your price, volume and tax.",{"path":174,"tool":50,"name":175,"title":176,"description":177,"summary":178,"checkedAt":9},"\u002Ftools\u002Fwebhook-signature-verifier","Webhook signature verifier","Webhook Signature Verification for Stripe and Polar","Webhook signature verification in your browser for Stripe, Polar, Standard Webhooks, Lemon Squeezy, Creem, Paddle and GitHub, with the reason a check fails.","Check a Stripe, Polar, Lemon Squeezy, Creem, Paddle or GitHub signature in the browser, and see why it fails.",{"path":180,"tool":51,"name":181,"title":182,"description":183,"summary":184,"checkedAt":9},"\u002Ftools\u002Ftest-card-numbers","Test card numbers","Test Card Numbers for Stripe, Paddle, Polar and Creem","Test card numbers for Stripe, Polar, Lemon Squeezy, Paddle and Creem, for success, declines, 3D Secure and failed renewals, and where the same card differs.","Cards for success, declines, 3D Secure and failed renewals at Stripe, Polar, Lemon Squeezy, Paddle and Creem.",{"path":186,"tool":52,"name":187,"title":188,"description":189,"summary":190,"checkedAt":9},"\u002Ftools\u002Fstripe-managed-payments-fees","Stripe Managed Payments fees","Stripe Managed Payments Fees Calculator and Comparison","Stripe Managed Payments fees for your price and volume. See the merchant of record fee on top of Stripe's, what you keep, and who can use it.","What Stripe's merchant of record fee adds to its card fees, what you keep, and whether your business can use it.",[]]